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No Closing Cost Mortgages

$0.00^*

In closing costsGet Details

Unsecured Personal loan rate special

7.89%^**

FIXED APR WITH AUTO PAYApply Online

HOMEBUYING JOURNEY

Buying a home? We’ll walk you through it all.

Homebuying may seem like a daunting process, but it doesn’t have to be. With the right partner by your side, you can take it on with ease. That’s why we’ve laid out the journey for you.

Get a comprehensive look at the homebuying process and get your questions answered along the way.

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ZEscrow by Community Bank: revolutionizing escrow services

Smooth transactions start with trust. ZEscrow makes deals easier for businesses and more.

Personal loan vs. line of credit: Which is right for you?

Need cash for a wedding, a renovation, or just peace of mind? Compare personal loans vs. lines of credit—two smart ways to borrow based on your needs.

What is a loan-to-value (LTV) ratio? Here’s why it matters.

Whether you’re saving for a home, planning a remodel, or looking to sell, start by understanding LTV ratio. It affects your rates, payments, and so much more.

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Valid on owner occupied, 1–4-family residential properties. Property and hazard insurance are required and are the responsibility of the borrower. For mortgages with less than 20% down payment, Private Mortgage Insurance (PMI) is required and customer is responsible for PMI premiums. Other applicable fees/charges, including deed stamps or deed transfer taxes, are not mortgage closing costs and will not be paid by the Bank. If a customer elects to obtain owner title insurance, the customer is responsible for the owner title insurance premium. Single-wide mobile homes are not eligible for a no closing cost mortgage. Double-wide mobile homes are eligible for the no closing cost mortgage only if permanently attached to a foundation. Should the no closing cost mortgage be closed or discharged within the first three years, the Bank may collect the third-party closing costs from the customer that were waived when the loan was opened. If a customer selects an attorney to represent him/her, customer is responsible for attorney fees. Community Bank will not pay for a survey, nor any other item that is ordinarily paid for by the seller. ADDITIONAL “NO CLOSING COSTS” PRODUCT DISCLOSURE: “No closing costs” means no: origination fee/points; application fee; flood check fee; credit report fee; appraisal fee; mortgage recording fee; abstract update or title search fee; lender title insurance fees; bank attorney fee; mortgage recording tax.

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Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37. All loan applications are subject to credit approval and offered loan terms are dependent upon requested loan amount, loan term, credit score, credit history, and other factors. Other terms and conditions may apply. Call for details.

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This special online offer may be available in your region. Click Open Now to confirm eligibility.

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Community Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their Community Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 02/08/2028. Subject to minimum balance requirements and identity verification. Offer subject to change and partner participation.